Money20/20 Recap: Three Forces Rebuilding Finance

Stablecoins put tokenized money on programmable rails—the foundation for real estate, equities, and derivatives. AI changes who does the work. Together, they reshape markets—and banking economics.

Key takeaways

• Tokenization—from money represented by stablecoins to other real-world assets—records value and ownership claims on blockchain and can streamline transfers, transactions, collateralization, and financing.

• AI broadens access to financial expertise, much as the internet broadened access to information—enabling agents to perform financial work …