Fantastic conversation on the regulated digital asset banking model. Patrick's point about the blockchain as an transparent general ledger for AML purposes is underappreciated in most fintech discussions - being able to trace evry stablecoin's lifecycle from minting to redemption fundamentally changes compliance cost structures. The community bank distribution strategy is clever too because it sidesteps the cold-start problem most crypto infrastructure faces while providing a trusted on-ramp for non-tech savyy users.
Fantastic conversation on the regulated digital asset banking model. Patrick's point about the blockchain as an transparent general ledger for AML purposes is underappreciated in most fintech discussions - being able to trace evry stablecoin's lifecycle from minting to redemption fundamentally changes compliance cost structures. The community bank distribution strategy is clever too because it sidesteps the cold-start problem most crypto infrastructure faces while providing a trusted on-ramp for non-tech savyy users.