HELLO FINTECHTALKERS,
In this episode, I had the pleasure of speaking with Veer Gidwaney, founder and CEO of Ansel. With a strong entrepreneurial background and a successful exit from Maxwell Health to Sun Life, Veer’s passion for solving healthcare challenges is evident.
Ansel is redefining the world of supplemental insurance by covering 13,000 conditions—far more than traditional offerings—and providing proactive claims payments. That means insured individuals often receive financial support without even filing a claim. Veer shares how Ansel’s model leverages diagnostic codes, eliminates unnecessary friction, and brings innovation to a sector long overdue for disruption.
We also dive into the shocking reality of 100 million Americans living with medical debt and how Ansel's solution offers both financial relief and peace of mind.
If you're a fintech founder, CXO, or someone passionate about how tech and insurance can change lives, this episode is a must-listen!
Timestamp Table
0:00 – 1:20 – Welcome + Meet Veer Gidwaney
From a college dropout to a repeat founder—Veer’s entrepreneurial journey and his mission with Ansel.
1:21 – 5:07 – Why Supplemental Insurance is Broken
The staggering reality of medical debt in the U.S. and why traditional supplemental insurance products fail consumers.
5:08 – 10:25 – Ansel’s Mission: Health Hardships Shouldn’t Mean Financial Hardships
How Ansel provides financial relief by covering a wider range of conditions and automating claims for faster payouts.
10:26 – 17:00 – Automation and Claims Innovation
How Ansel uses diagnostic codes to process claims without consumer intervention, providing immediate financial relief.
17:01 – 24:00 – Product Differentiation
Veer breaks down how Ansel’s model results in higher utilization rates compared to traditional insurers.
24:01 – 29:30 – Tech and Insurance: Perfectly Aligned
Why integrating AI and data-driven automation is key to solving long-standing issues in insurance.
29:31 – 34:00 – From Concept to Scaling
Ansel’s partnerships with Fortune 500 companies and how employers are funding supplemental plans as a valuable benefit.
34:01 – 37:00 – Future Vision
Veer shares his belief that the future of supplemental insurance will look a lot like Ansel—and how the company is inviting partners to join this transformation.
37:01 – 43:30 – Get Involved
Whether you’re a broker, insurer, employer, or potential investor, learn how you can collaborate with Ansel.
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Enjoy and always be in the know,
Paddy Ramanathan
Founder of iValley and Host of the FINTECHTALK™ Show (on Substack, Apple Podcast, YouTube, and Spotify)
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Thanks to ChatGPT for suggestions.
(Violin piece in podcast, courtesy of my daughter Ilina)
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