South is the New North - Fintech Growth in Latin America

HI FINTECHTALKERS,

This is one of the recordings from the sidelines of Money 2020 earlier this fall in Vegas. It was great to be back at this high energy show sometime back when FTX was just a TLA known to a few.

There were several broad themes at the show. Here are my top takeaways.

• Modernization of Infrastructure - Digital platforms like Smart Card, BaaS/Embedded Finance, neoCore platforms, and Enterprise DeFI

• Fintech explosion in the South - LATAM and beyond (I talk to Jean Mies of PPRO in this edition)

• We are just not ready for Web 3 or at least no clear owner of Web 3’s marketing push (probably will happen over time like Bitcoin) and why i disagree with prognosticators that FTX debacle is bad for Crypto (it would be akin to saying the end of derivatives after Lehman collapse - but more on this in a separate edition)

Latin American market presents an interesting dynamic as one of the fasted growing market for eCommerce and presents a great opportunity for fintechs and as my guest Jean Mies, General Manager at PPRO, explains the market is unique and to be successful offerings have to be hyper-localized to consumer preferences.

Paddy Ramanathan Follow me on the new Twitter @PaddyRamanathan
Founder of iValley (www.ivalley.co) and
Host of the FINTECHTALK™ Show (on Substack, Apple Podcast and Spotify)

(Violin piece in podcast courtesy of my daughter Ilina)